<span style="font-weight: 400;">22 December 2019
</span><span style="font-weight: 400;">Version: v.1.0</span>

<span style="font-weight: 400;">The privacy practice of collecting and processing of personal data provided by the Clients to CW Lab OÜ, private limited company duly incorporated in the Republic of Estonia with registered number 14674618 is described hereby. The provisions of this Privacy Policy are subject to Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data (“Regulation”) and the Personal Data Protection Act of 12 December 2018 (the Republic of Estonia). </span>
<h2><span style="font-weight: 400;">INTRODUCTION </span></h2>
<span style="font-weight: 400;">We understand the importance of protection of your privacy and personal data and commit a lot of efforts to develop and maintain high standards of inner security measures and technologies to provide you with secure processing and storage of the data we collect from you; and keep your data safe against unauthorized or unlawful processing and against accidental loss, destruction or damage.</span>
<h2><span style="font-weight: 400;">1. PERSONAL DATA WE COLLECT AND OBJECTIVE</span></h2>
<ul class="list-numerica">
 	<li><span style="font-weight: 400;">1.1. When registering for an account via CW Lab OÜ we collect and further process the following categories of data:</span>
<ul class="list-letters">
 	<li><span style="font-weight: 400;">Information requested during the registration of the account that identifies you, for example your name, date of birth, citizenship, etc.</span></li>
 	<li><span style="font-weight: 400;">Financial information, including your income, source of income / funds, taxation residence information, etc. </span></li>
 	<li><span style="font-weight: 400;">Your identity and residency verification documents, for example passport and/or ID card, utility bill, etc. </span></li>
 	<li><span style="font-weight: 400;">Contact information, i.e. your phone number, e-mail address, etc.</span></li>
</ul>
</li>
</ul>
<span style="font-weight: 400;">1.2. We are obliged by applicable laws to maintain records of personal data for five years after the termination of a client relationship, this term may be extended upon request by the competent authority. </span>

<span style="font-weight: 400;">1.3. We collect and process the abovementioned data to fulfil our contractual obligations and legitimate interest before you, namely:</span>
<ul class="list-letters">
 	<li style="font-weight: 400;"><span style="font-weight: 400;">provide services, including execution of requested transactions and related maintenance of the services you registered for and manage the account you hold;</span></li>
 	<li style="font-weight: 400;"><span style="font-weight: 400;">provide you with the information about your activities within the account;</span></li>
 	<li style="font-weight: 400;"><span style="font-weight: 400;">inform about any changes and updates to the services you are provided with;</span></li>
 	<li style="font-weight: 400;"><span style="font-weight: 400;">assess and mitigate risks related to anti-money laundering and terrorism financing regulations as well as transaction related risks;</span></li>
 	<li style="font-weight: 400;"><span style="font-weight: 400;">comply with applicable legislation;</span></li>
 	<li style="font-weight: 400;"><span style="font-weight: 400;">maintain actions in relation to legal claims;</span></li>
 	<li style="font-weight: 400;"><span style="font-weight: 400;">provide additional or supportive services, as well as perform Client surveys and statistical analysis; </span></li>
 	<li style="font-weight: 400;"><span style="font-weight: 400;">conversion marketing activities;</span></li>
 	<li style="font-weight: 400;"><span style="font-weight: 400;">improve the performance and functionality of our services. </span></li>
</ul>
<span style="font-weight: 400;">The above list may be extended depending on the development of the services.   </span>

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<h2><span style="font-weight: 400;">2. PROCESSING OF YOUR PERSONAL DATA</span></h2>
<span style="font-weight: 400;">2.1. Your personal data may be received and processed:</span>

<span style="font-weight: 400;">(a) by CW Lab OÜ within our inner systems of processing, which complies to technical and organizational measures in a manner that meets applicable requirements of Regulation and security standards; and/or </span>

<span style="font-weight: 400;">(b) by 3</span><span style="font-weight: 400;">rd</span><span style="font-weight: 400;"> party service providers and processors who access and use the data only to the extent required to perform the obligations subcontracted to them by CW Lab OÜ (hereinafter – “subprocessors”).</span>

<span style="font-weight: 400;">2.2. Those subprocessors perform tasks on our behalf and are contractually obligated not to disclose or use collected information for any other purposes, than storage, help in facilitation of technical aspects of our services or perform functions related to the administration of services (collection and analysis) or other indicated under contractual closes.</span>

<span style="font-weight: 400;">2.3. Client specifically agrees that CW Lab OÜ may to its own discretion engage subprocessors, that comply with technical and organizational measures in a manner that meet applicable requirements of Regulation and security standards implied under this Privacy Policy. </span>

<span style="font-weight: 400;">2.4. If such subprocessors are outside of the Republic of Estonia or the European Union or European Economic Area, the processing of personal data is done or will be done in accordance with the applicable laws.</span>

<span style="font-weight: 400;">2.5. Subprocessors remain fully liable for all obligations subcontracted to, and all acts and omissions of, CW Lab OÜ is not responsible if the information is disclosed as a result of a breach or security lapse at any such subprocessors, or for such subprocessors' non-compliance with the foregoing requirements.</span>
<h2><span style="font-weight: 400;">3. INCIDENTS NOTIFICATION</span></h2>
<span style="font-weight: 400;">3.1. If CW Lab OÜ becomes aware of any breach of our security leading to the accidental or unlawful destruction, loss, alteration or unauthorized disclosure of, or access to (excluding unsuccessful attempts or activities) personal data of Clients on systems managed or otherwise controlled by us we will notify you promptly and without undue delay and in compliance to the procedure prescribed under respective Regulation.  </span>

<span style="font-weight: 400;">3.2. The notification will be sent to your e-mail address at the discretion of CW Lab OÜ or by other direct communication channel available to CW Lab OÜ and allowed by Client (for example, by phone). It is sole responsibility of the Client to provide us with the e-mail address and ensure that this e-mail address is valid and active.</span>

<span style="font-weight: 400;">3.3. None of Data Incidents notification from CW Lab OÜ may not be and will not be construed as an acknowledgment of any fault or liability with respect to data incident by us.</span>
<h2><span style="font-weight: 400;">4. CLIENT’S SECURITY COMMITMENTS  </span></h2>
<span style="font-weight: 400;">4.1. Client agrees that without prejudice to our security measures and data incidents that it is Client’s responsibility to make appropriate use of our services to ensure a level of security appropriate to the risk in respect of your personal data and securing your authorization credentials, system and devices which you use to access to our services. </span>

<span style="font-weight: 400;">4.2. We are not obliged to protect your personal data that you choose to store or transfer outside CW Lab OÜ and our subprocessors’ systems. </span>
<h2><span style="font-weight: 400;">5. CLIENT’S RIGHTS IN RESPECT TO HIS PERSONAL DATA</span></h2>
<span style="font-weight: 400;">5.1. You may access and amend your personal data, request the details about purposes of processing of your personal data and prevent undesirable marketing activities by opting-out. If you wish to opt-out of marketing activities, use ‘unsubscribe’ option available within our e-mails.</span>

<span style="font-weight: 400;">5.2. Client may also send a request to receive the information which has been processed, amended, deleted or locked and information about any parties to which we transmit your personal data.</span>

<span style="font-weight: 400;">5.3. In some case we may charge a fee (based on our reasonable costs) if the requests are excessive considering the nature of the request itself or nature and functionality of our services. </span>
<h2><span style="font-weight: 400;">6. COOKIE &amp; SIMILAR TECHNOLOGIES </span></h2>
<span style="font-weight: 400;">6.1. We also use cookies and similar technologies for collecting technical information, which contains your unique identifiers. We automatically receive the web address of the site that you came from and the IP address of the computer or device that you are using to access the CW Lab OÜ website. This information helps us to understand your preferences, improve website navigation, allows to develop and improve our services, and better manage our servers. </span>

<span style="font-weight: 400;">6.2. If you prefer to prohibit the usage of cookies, please use your browser settings. Most browsers give you an ability to manage your cookies or provide you with an “incognito mode” or similar features, which allows you to not record your visits and downloads in your browsing and download histories. In this mode any cookies created during this type of session are deleted after you close all “incognito” windows.</span>

<span style="font-weight: 400;">For more details please check our </span><a href="https://cryptowallet.net/cookie_and_privacy_policy/"><span style="font-weight: 400;">Cookie Policy</span></a><span style="font-weight: 400;">.</span>
<h2><span style="font-weight: 400;">7. CHANGES TO THIS PRIVACY POLICY</span></h2>
<span style="font-weight: 400;">7.1. Please note that we may amend this Privacy Policy from time to time at our sole discretion. Therefore, please check this Privacy Policy for updates. If any significant updates with regard to the data processing terms are made here, we will notify you additionally within reasonable time period via e-mail provided by you. </span>
<h2><span style="font-weight: 400;">8. CONSENT</span></h2>
<span style="font-weight: 400;">By applying for an account with CW Lab OÜ, you consent to the collection, processing and receipt of your personal data, as described in this Privacy Policy.</span>
<h2><span style="font-weight: 400;">9. CONTACT DETAILS </span></h2>
<span style="font-weight: 400;">If you require any additional information or have any further questions concerning this Privacy Policy, please contact us at </span><a href="mailto:privacy@cryptowallet.net"><span style="font-weight: 400;">privacy@cryptowallet.net</span></a><span style="font-weight: 400;"> .</span>

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